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What Does My Business Need?

As a business owner, you know you need several types of insurance to protect your business. But what works for you may not be what is right for the business down the street. We recognize that every business owner and every business is unique. The Watkins Insurance Group team has been providing customized business insurance solutions to Texas businesses since 1949. Let us put that experience to work for you. 

We provide risk management and business insurance solutions to businesses from a variety of industries, including condominium and homeowners associations, commercial property landlords, contractors, biotech and other related firms, churches and non-profits, oil and gas businesses and restaurants. 

From our six offices in Austin, Marble Falls, Waco, Mineola, Tyler, and Longview, we help businesses throughout Texas find the insurance solutions they need. Our depth of knowledge and experience allows us to handle the insurance needs of businesses with multi-state operations, as well. 

Business Auto, Property and Liability Coverage


Business owners need to choose from a variety of coverage options that protect different areas of their business. The appropriate choices and levels of coverage will be different for every business. These include:

    • Commercial property insurance, which covers your buildings and other structures, as well as the contents of those buildings. 

    • Commercial auto insurance, which provides protection for vehicles owned by your business, or for vehicles driven for business purposes that are not owned by your business. 

    • Commercial general liability insurance, which protects your business assets in the event of a lawsuit. 

    • Professional liability insurance, which provides protection for businesses that provide professional services, such as accountants, lawyers and more. 

    • Bonds, which provide performance guarantees for the services you provide. 

    • Employee benefits, which provide an essential way to help find and retain quality employees, and help keep your employees healthy and financially secure.

In addition to offering insurance protection if your business experiences a loss, our team provides extensive risk management solutions and programs to help you avoid losses in the first place. These include loss prevention services and OSHA training. 

The Watkins Advantage


At Watkins, we know that you need a partner who will educate you about your options and help you create a comprehensive business insurance portfolio that meets the needs of you and your employees. We also know that risks and solutions are never black and white; loopholes and variables can appear at any time. We will continuously help evaluate, analyze and support your insurance needs so you never feel vulnerable to a major loss. 

We also place a great deal of focus on ensuring that our technological capabilities, training, and industry knowledge are second to none. We will work hard to be proactive and efficient, anticipating things you may never even think of. 

Contact Our Texas Business Insurance Agency

Contact Watkins Insurance Group to get the power of our skilled team behind your business. Whether you need a new business owners policy for your small business or an upgraded commercial package policy for your corporation, we can help. We offer quotes from top insurance companies. Contact us today to get started.