Privately Owned. Austin-Based.

The advocate of choice for insurance and risk management solutions since 1949.

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Watkins Insurance Group

Commercial Insurance

We provide risk management and business insurance solutions to businesses from a variety of industries.

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Employee Benefits

We work to ensure that your employees have an understanding of their benefits and the most competitive plans available.

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Personal Insurance

We have a team of insurance professionals dedicated to assisting clients with their home, auto, and personal insurance needs.

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Tailored Solutions

Watkins Insurance Group is the advocate of choice for insurance and risk management solutions. We are an established independent agency founded in Austin in 1949. Our commitment to personal service helps make our family-owned agency stand apart from any other competing agencies which strive primarily on volume over quality customer care. Watkins does not believe you should ever feel like just another number or statistic. Each client deserves individualized attention. With our team’s experience, we can offer risk management guidance without sacrificing suitable coverage options.

From providing thorough risk management and insurance guidance to claims advocacy, Watkins is there when you need us most! We proudly merge dedicated personal attention, earned knowledge, and the convenience of technology to provide our clients with the protection they need in every area of their lives.

If you require tailored insurance, risk management, employee benefit, and bond solutions, you will find that our personal attention, earned knowledge, and use of appropriate technologies will benefit you, your family, and your business.

This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits, and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable. 

Private Client


We help you create the most effective asset protection solution for your unique situation.

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Surety Bond Services


With over 20 years of experience our surety bond department brings unsurpassed experience and knowledge to the table.

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Employee Benefits Market Trends for The Construction Industry

As constantly changing circumstances affect how employers handle their operations and benefits offerings, the ability to […]

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Client Testimonials

  • “I want to compliment another member of your team: Tommy! He is stellar and wrote one of my staff members the nicest e-mails about her soon to be newborn baby. Watkins is truly an answered prayer for me as an administrator.” — A.R.
  • “I have used Watkins for my car and home insurance for years! Though I have had several different agents through the years (and sometimes didn't know I had been reassigned), I have always received rapid responses, great quotes for insurance and the kind of support I need (email me copies of insurance cards, submit info before house closings, etc.) I am particularly pleased with the service the past few years from Amy Wilkie and Mike Budnovich. They are on it!! Thank you for keeping my homes and vehicles insured at reasonable rates and for answering all of my questions! Highly recommended!” — D.G.
  • “This is where a homeowner should buy their homeowners and auto policies. The service is superb and they actually represent you. In many popular companies that sell direct, your representative works for the company and not for you.

    This is the difference between a company direct and an independent agency. You really find out the difference when you have a claim.

    Another benefit is that my policy contains a mechanical breakdown clause therefore, I don't need a separate homeowner protection plan. This is huge. I had to replace my HVAC system and it only cost me $500. Does your company have that? I doubt it.” — J.S.
  • “Have been a customer since 2009 and couldn't be happier with their service! From day one they have been prompt in responding, always a available, answering all my questions and have flawless handling of any claims. Recently referred them to a family member starting her own business and she also said they are the best and she will be using Watkins Insurance!! Thank you for being so awesome!!” — K.P
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