At Watkins, we know that you need a partner who will listen to your needs and help create an insurance portfolio for each stage of life. We also understand the nuances in every individual’s situation- risks are never black or white – so let us be there with you through it all.

Everyone deserves personalized attention when finding the right protection. That’s why our knowledgeable staff is here from start to finish: evaluating risk factors specific to individuals and families; analyzing different coverage options based on personal preferences and current circumstances; supporting customers throughout any changes they may face as new stages unfold in life.

We will continuously help evaluate, analyze, and support your insurance needs so you never feel vulnerable to a major loss.

Our staff has decades of experience helping our clients insure:

  • Primary and Secondary Homes
  • Vacation Homes
  • Rental Properties
  • Condos
  • Renters
  • Personal Autos
  • Classic Autos
  • Recreational Vehicles (Motorcycles, ATVs, RVs, Watercraft)
  • Farms & Ranches
  • Umbrellas / Excess Liability
  • Jewelry
  • Fine Art Collections
  • Wine Collections
  • Flood



This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits, and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable. Coverage CANNOT be bound, amended, or altered by leaving a message on, or relying upon, information in this website or through email.​