Texans enjoy all kinds of outdoor activities. These wonderful opportunities for fun and recreation also bring certain risks, especially when high-powered recreational vehicles are involved.

Watkins Insurance Group has been helping our clients protect themselves from risks since 1949. We can find the right policy for your recreational vehicles, including boats, RVs, motorcycles, and whatever other toys you might have.

Boat Insurance For Texas Adventurers

Whether you have a boat docked on Lake Austin, Ladybird Lake, or Lake Travis, or you store your boat at home and haul it to the Colorado River for an adventure, we can help find the right policy to protect it. We offer policies protecting your boat, the trailer, and other equipment, including oars, gas tanks, and engines.

Do you have a speedboat or a boat designed for water skiing? How about a pontoon boat or a specialty fishing boat? Your rates and coverage options will vary depending on the type of boat you own.

We can also find coverage for other personal watercraft, including Jet Skis and Wave Runners.

RV and Motorcycle Insurance

In addition to boats and personal watercraft, we can help you find insurance coverage for motorcycles of all kinds, from dirt bikes to custom bikes. We also have access to coverage for RVs, travel trailers, and four-wheelers.




This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits, and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable. Coverage CANNOT be bound, amended, or altered by leaving a message on, or relying upon, information in this website or through email.​